⚖️ TERMS OF SERVICE & LEGAL DISCLAIMER

1. Non-Legal Service; No Attorney-Client Relationship

Ghost Legal is not a law firm, and no employee, owner, or representative of Ghost Legal is an attorney.
We do not provide:

• Legal advice

• Legal representation

• Legal analysis

• Legal advocacy

• Attorney services

• Recommendations on legal strategy

Nothing on this website, in our documents, emails, messages, or materials should be interpreted as legal advice.

Use of Ghost Legal does not create an attorney-client relationship of any kind.

2. Educational and Self-Help Services Only

Ghost Legal provides document preparation and general educational information based solely on the information you submit.

All documents are created as self-help materials, meaning:

• You decide what to file

• You decide where to file

• You choose which strategies or options to pursue

• You remain your own representative in all legal matters

You are solely responsible for reviewing all documents for accuracy before use.

3. No Guarantees or Promises of Outcome

Ghost Legal does not guarantee any specific results in court, arbitration, with credit bureaus, with debt collectors, with landlords, or with any third party.

You acknowledge that:

• Legal outcomes vary

• Judges, clerks, agencies, and opposing parties may react differently

• Ghost Legal has no control over third-party actions

• All legal risks are your own

Ghost Legal is not responsible for the success, failure, acceptance, rejection, or outcome of any document you file or send.

4. You Are Responsible for Deadlines & Filing Requirements

You are fully responsible for:

• Meeting court deadlines

• Filing documents correctly

• Serving parties properly

• Appearing at hearings

• Tracking certified mail

• Ensuring local rules are followed

Ghost Legal does not communicate with courts, clerks, judges, attorneys, or opposing parties on your behalf.

5. No Legal Strategy or Personalized Legal Interpretation

Ghost Legal does not:

• Tell you what to argue in court

• Tell you which motions to file

• Tell you what legal theories to pursue

• Interpret laws as they apply to your specific situation

• Provide predictions of legal outcomes

• Advise whether you should defend, settle, arbitrate, appeal, or negotiate

Any discussion of legal concepts is for general educational purposes only.

6. Arbitration & Court-Related Documents

If you purchase arbitration packets, lawsuit defense packets, affidavits, appeals, or any court-related material, you acknowledge:

• These materials are templates and educational tools, not legal advice

• You choose whether or not to file them

• You must review and edit them for accuracy

• You are responsible for ensuring they comply with your jurisdiction’s rules

Ghost Legal is not responsible for clerk rejection, filing errors, or procedural outcomes.

7. Refund Policy

Due to the custom and digital nature of document preparation, all sales are final once documents have been created.

Refunds are not provided for:

• Change of mind

• Unused documents

• Rejected filings

• Unsuccessful legal outcomes

• Client failure to meet deadlines

• Client failure to follow instructions

Chargebacks filed after receiving documents will be disputed with full evidence of delivery.

8. Accuracy of Information Provided by You

You are responsible for ensuring that all information you submit to Ghost Legal is accurate, complete, and up to date.
Ghost Legal is not responsible for errors caused by inaccurate or incomplete information.

9. Notarization and Execution

Ghost Legal does not notarize documents and does not advise you on how to execute legal documents beyond general, educational instructions.

You are responsible for:

• Signing where appropriate

• Using a notary where required

• Ensuring all pages are complete and correct

10. No Third-Party Communications

Ghost Legal does not contact:

• Courts

• Attorneys

• Credit bureaus

• Government agencies

• Landlords

• Collectors

• Any third-party entity

All communications with third parties must be done by you.

11. Limitation of Liability

To the fullest extent permitted by law, Ghost Legal is not liable for:

• Direct, indirect, incidental, or consequential damages

• Court losses

• Judgments

• Garnishments

• Evictions

• Credit damage

• Missed deadlines

• Incorrect filings

• Any outcome resulting from your use of our documents or information

Your use of our services is voluntary and at your own risk.

12. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Texas.
Any dispute or claim must be brought exclusively within the courts of Texas.

13. Privacy

Your use of Ghost Legal is also governed by our Privacy Policy, which explains how your information is collected and used.